Quick answer
To price services in naira and dollars, define the scope, choose the billing currency, state the exchange-rate rule, add payment terms and issue an invoice that shows currency, due date, taxes where applicable and bank details.
This guide is written for Nigerians who need a practical next step. It gives the direct answer first, then shows what to verify, what to prepare, what mistakes to avoid and which related Explainer.NG pages can help.
Start with scope, not currency
Currency does not fix unclear work. Define deliverables, revisions, timeline, client responsibilities and what counts as extra work before quoting.
For Nigerian freelancers, this prevents the common problem where a client pays for one task but expects ongoing support.
How to handle exchange rates
If you quote in USD but accept naira, state the conversion rule clearly. You can use a bank rate, invoice-date rate, payment-date rate or agreed fixed rate. The important thing is that both sides understand it before payment.
Exchange rates can move quickly, so long projects need stronger terms than one-day jobs.
What your invoice should show
A proper invoice reduces confusion and helps with records. Use invoice number, date, client details, service description, amount, currency, tax or VAT note where relevant, due date and payment details.
Keep copies of invoices, receipts and bank alerts for tax, accounting and dispute purposes.
Checklist
- Define scope
- Choose currency
- State exchange-rate rule
- Set payment schedule
- Issue invoice
- Keep records
People also ask
Can I invoice Nigerian clients in dollars?
It depends on the agreement and payment arrangement. Make the currency and conversion rule clear.
Which exchange rate should I use?
Use the rate source agreed with the client and state the date or rule.
Should I collect upfront payment?
For service work, deposits or milestones can reduce risk.
Do I need an invoice number?
Yes. It helps records and follow-up.
Can I use the invoice generator?
Yes, Explainer.NG has an invoice generator for NGN, USD, GBP and EUR.